Insure Med Financial
Empowering Healthcare Providers with Personalized Insurance Choices

Most doctors face a complex conundrum as many of them are often employed on a contract and lack access to long-term disability insurance policies despite the considerable investments in their education. Consequently, safeguarding their incomes through disability insurance is crucial for physicians at various career stages. Insure Med Financial provides medical practitioners and students with specialized health insurance policies that target critical health issues and make a tangible difference in their lives.

Insure Med Financial also works with Canadian medical institutes to educate students about the benefits of disability insurance and the risks of working on a contract without group benefits. The firm organizes awareness presentations for these students before the commencement of their clinical practices, often stressing issues like the absence of long-term disability policies or group benefits for individuals working on contract.

These challenges have motivated Chris Hamilton, president of Insure Med Financial, to enhance the financial well-being of medical practitioners. Having sustained a femur fracture during a skiing mishap, he recounted a personal experience of a year-long period of disability, during which Hamilton’s insurance served as his financial safety net. The financial advisor, with more than 20 years of experience, envisioned safeguarding physical practitioners and their families against financial loss with his firm’s efficient insurance coverage policies.

Insure Med Financial has also partnered with renowned insurance providers, such as RBC Insurance, to streamline the process of obtaining insurance coverage. Through this partnership, the company offers medical students 12 months of premium-free insurance and access to long-term disability insurance without medical underwriting. This is a significant benefit because long-term disability insurance can be difficult for an individual to obtain on their own, especially for those with pre-existing conditions or high-risk occupations.

Insure Med Financial also understands the busy and demanding schedules of its clients, who may not be able to attend in-person meetings or read lengthy emails. The company overcomes this challenge through Hearsay—a client engagement platform that enables prompt and personalized communication via text messages, social media, and voice calls. This platform ensures that clients are well informed about the various policy options to make informed decisions.

Insure Med Financial also leverages technology to improve its client interactions by providing telephone and virtual consultations. This allows the company to reach out to clients across the country as per their preferences and availability. The company also uses e-signature platforms, such as DocuSign and Adobe Sign, to facilitate the electronic signing and processing of documents. These secure, convenient, and efficient platforms has helped Insure Med Financial gain recognition in the medical insurance sector.

In one instance, the firm aided a client in their quest for critical illness insurance coverage. Subsequently, they received a thorough briefing that outlined the insurance policy’s benefits, including the specifics of a 100 percent premium return in case of no claims.

The firm’s assistance enabled the client to purchase a $1 Million policy. A few years later, the client was diagnosed with heart disease and had their claim approved. The client received tax free cheque for $1 Million. Consequently, he expressed his appreciation to Insure Med Financial for its efficient services. Insure Med Financial’s services are offered by a strong team that has over 20 years of experience in physician health insurance management.

“Our experience, education, and certified health specialist certification (CHS) ensure clients receive a comprehensive understanding of our health insurance product capabilities and intricacies,” adds Hamilton.

The organization sets itself apart by being up-to-date on the current market trends and variations in the products offered by other insurance companies. Insure Med Financial also provides clients with an in-depth understanding of the insurance policies offered in the market and guides them in selecting policies that best suit their needs. This deep-seated dedication enables the firm to leave an indelible mark in the health insurance sector, providing financial security to its clients.