Fabiano Matos da Silva, Partner, Fabiano Matos da Silva & Advogados AssociadosFabiano Matos da Silva, Partner
Regulations regarding pensions and retirement in Brazil change frequently, leaving many wondering about the optimal time to file and lock in the maximum benefits they deserve after a lifetime of hard work.

Fabiano Matos da Silva & Advogados Associados, a boutique law firm specializing in social security law, answers this question for individuals looking to retire with a financial plan in place. With over two decades of experience, the firm has provided and continues to provide bespoke retirement planning for over 36,000 clients across Brazil.

“We handle all aspects of the client journey internally – from data collection and document analysis to calculations and tailored opinions,” says Fabiano Matos da Silva, partner at Fabiano Matos da Silva & Advogados Associados.

Silva is a seasoned lawyer with 25 years of experience specializing in social security law in Brazil. His team of highly skilled lawyers ensures that each case is treated individually, offering clients optimal advice on the best timing and strategy for retirement applications in the dynamic regulatory environment.

Fabiano Matos da Silva & Advogados Associados can not only analyze the rules but also perform the necessary calculations. This sets it apart, especially in Brazil’s intricate public retirement system, where knowing how to calculate is crucial to advising clients on the best retirement strategy for achieving the highest wage.

The ‘no stone left unturned’ counseling uncovers every filing detail so retirement begins stress-free.

Retirement Planning and Analysis

The firm operates in a vast market, given that Brazil has a single public retirement system for all private sector employees. Navigating the intricacies of this complex system, it helps individuals understand the rules, especially the critical decision of when to apply for retirement. The timing can significantly impact the benefits, with potential variations of 30-40 percent depending on when the application is submitted.

It streamlines the retirement application process by providing comprehensive document support, covering the individual’s work history, often spanning 35 years. Despite existing government data on individuals’ work details and earnings, discrepancies often arise. The law firm advocates for database corrections to ensure accurate retirement calculations. It facilitates meticulous document analysis and precise benefit calculations, ultimately assisting clients in strategically timing their retirement applications.


Hands-On Engagement Process for Best Results

The consultation process begins with gathering work history and using it to determine the remaining years until retirement. After sorting through the wages, Fabiano Matos da Silva & Advogados Associados estimates the retirement funds. Spending additional time, it simulates various scenarios, projecting monthly payments for the next one to five years. This serves as a retirement planning service, informing clients when to retire and what to expect.

We handle all aspects of the client journey internally – from data collection and document analysis to calculations and tailored opinions

The law firm also reviews retirement plans for retired people. For instance, someone who is retired could come to them concerned their payments are incorrect. The company would analyze their case and verify if the government calculated their retirement plan properly or not. It helps clients determine if there are any additional questions or requests they can make to government agents to potentially get more retirement income.

The goal is to guide clients towards optimal retirement strategies, maximizing their benefits and ensuring financial security.

Paving the Way for Successful Retirement Planning

Since 1999, Fabiano Matos da Silva & Advogados Associados has been a pioneer in social security law in Brazil, focusing on retirement planning. Its primary goal is to promote knowledge and awareness about the optimal retirement time, ensuring clients receive the best possible value.

Transparency and honesty form the bedrock of Fabiano Matos da Silva & Advogados Associados. Central to its success is a team of lawyers, each with substantial experience ranging from 10 to 45 years. This wealth of expertise underscores the commitment to providing clients with unparalleled guidance through retirement complexities.